MARKET FAILURE AND INDIVIDUAL HEALTH INSURANCE IN THE 2000’s.

QUESTION 1.A. How did the private (non-governmental) health insurance market fail to meet the needs of individuals and very small businesses (under 100 employees) from 2000 through 2010? Briefly discuss no more than 2 examples.

 

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QUESTION 1.B.: Why did private health insurance plans avoid issuing health insurance to individuals, especially from 2000 through 2010?? Why were they afraid that they could not make money if they provided affordable health insurance plans to individuals, especially those with Preexisting Conditions?

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